FINANCE OPTIONS

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Q: What is the typical borrowing range for charging solutions asset finance?

You can usually borrow between £1,000 and £500,000, depending on the asset's value and your business's credit history.

Q: How long does it take to secure asset finance?

Most initial decisions take 1 to 3 weeks, and funds are generally available within 2 to 4 weeks after approval, based on the completeness of your application.

Q: What interest rates and fees should I expect?

Typical interest rates range from 3% to 18%, depending on factors like your credit profile and the selected term. Additional arrangement fees or service charges may apply.

Q: What are the main types of asset finance for charging solutions?

The main types are Hire Purchase (eventual ownership), Finance Lease (long-term use with purchase option), and Operating Lease (short-term leasing with no ownership risk).

Charging Solutions asset finance helps UK businesses access the equipment and technology they need without paying large upfront costs. By using your assets as collateral, you can spread the cost of acquiring essential tools, from charging stations to advanced tech, over manageable payments. Asset finance is popular with UK SMEs because it preserves working capital and offers a range of flexible options. Through Charging Solutions asset finance, businesses can benefit from improved cash flow, regular upgrades, and the freedom to choose assets that drive growth.

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^Benefits of Charging Solutions Asset Finance

Asset finance offers UK businesses an efficient way to grow and manage cash flow by enabling access to necessary tools and equipment. It features transparent costs, regulated agreements, and a range of choices whether you want to own, lease, or simply use the asset. Rates typically range from 3% to 18% and funds can be available in two to four weeks following approval.

Convenient charging options

Supports renewable energy

Reduces charging time

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Charging Solutions Asset Finance

Hire Purchase

Hire Purchase lets established UK businesses acquire charging solutions or equipment and eventually own them after spreading payments over 12 to 60 months.

Hire Purchase

Through Hire Purchase, the lender buys the asset on your behalf, while you pay in regular instalments over a set period, typically 12 to 60 months. At the end of the agreement and after all payments, ownership is transferred to your business. This option suits companies aiming for long-term asset ownership and is commonly used in sectors like manufacturing, construction, and logistics. Hire Purchase amounts often range from £5,000 to £500,000, with decisions usually within 1 to 2 weeks.

Finance Lease

Finance Lease is ideal for UK SMEs seeking flexibility and lower upfront costs, allowing access to charging solutions for most of their useful life, without immediate ownership.

Finance Lease

With a Finance Lease, your business rents the asset over an agreed period—typically 12 to 84 months—and pays regular fixed payments. You retain use of the asset for most of its life and may have the option to purchase at the end. This structure is well suited to fast-moving sectors like retail, IT services, or healthcare, with lease amounts from £5,000 to £250,000 and approval in 2 to 3 weeks.

Operating Lease

Operating Lease works for businesses needing short-term or seasonal use of charging solutions or equipment without taking on ownership or risk.

Operating Lease

This option allows you to lease charging equipment for a set period, typically 3 to 36 months, including maintenance. At the end of the term, you return the asset. This structure is beneficial for industries like events or seasonal retail, helping manage short-term demand and cash flow. Operating Leases are available from as little as £1,000 up to £100,000, with a decision in as quickly as 1 week.

Typical Funding Journeys on Funding Agent

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Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access Charging Solutions Asset Finance with Funding Agent

Connect with Lenders

Visit Funding Agent and submit your business and asset details via our online application form to be matched with finance providers who suit your needs.

Compare Offers

Review personalised offers, interest rates, and terms. Use the comparisons to choose a deal that fits your operational and financial requirements.

Finalize Agreement

Select your preferred lender and complete the necessary compliance checks and documentation to access your funding.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical borrowing range for charging solutions asset finance?

How long does it take to secure asset finance?

What interest rates and fees should I expect?

What are the main types of asset finance for charging solutions?

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July 1, 2025

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^Charging Solutions - Get a Quote Today

^Benefits of Charging Solutions Asset Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Charging Solutions Asset Finance

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Operating Lease

Operating Lease

Typical Funding Journeys on Funding Agent

How to Access Charging Solutions Asset Finance with Funding Agent

Connect with Lenders

Compare Offers

Finalize Agreement

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

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