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Invoice Financing for Accountancy - Get a Quote

Invoice Financing is a powerful financial strategy where accountancy firms can enhance cash flow by selling their invoices to a financier at a discount. This solution provides immediate access to funds, allowing firms to pay employees, suppliers, and reinvest in growth. An effective tool for firms working with corporate clients who have extended payment terms, invoice financing ensures smooth financial operations and stability.

Invoice Financing

Secure up to £1,000,000 in Invoice Financing with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Invoice Financing for Accountancy?

Invoice financing offers accountancy firms the benefit of improved cash flow without the wait for client payment cycles. With borrowing options ranging from £10,000 to several million pounds and quick decision times, typically within 24-72 hours, firms can enjoy financial flexibility. Additionally, competitive rates, typically between 1% and 5% of the invoice value, enhance the attractiveness of this solution.

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Improves cash flow
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Reduces payment delays
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Supports business growth

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What are the different types of Invoice Financing for Accountancy?

Factoring

Factoring is designed for UK SMEs with B2B invoices. Eligible businesses typically require a minimum turnover of £50,000 per annum. Firms receive up to 90% of the invoice value, with lending terms usually matching invoice periods of 30-90 days. Learn more.

Factoring

Factoring helps accountancy firms cover operational expenses and manage cash flow efficiently. The application process is swift, with decisions within 24-48 hours, allowing firms to access funds quickly. Common in sectors with corporate clients on 30-60 day payment terms, factoring enables firms to receive a portion of their invoice value upfront. Typical fees range from 1% to 5% of the invoice value per month, providing a transparent and predictable cost structure. Explore our factoring services for more details.

Invoice Discounting

Invoice Discounting suits UK SMEs with a strong customer base. Typically, firms with an annual turnover of over £250,000 qualify. Up to 95% of invoice value is available, with lending terms up to 90 days. Discover how invoice discounting can benefit your firm.

Invoice Discounting

This method allows firms to maintain control over their sales ledger and customer relationships while enjoying the benefits of improved liquidity. It is especially suited for firms offering long-term consultancy packages. Decisions are made swiftly, often within 48-72 hours, providing a quick cash flow boost. The interest on invoice discounting typically ranges from 1.5% to 3% annually, depending on the creditworthiness of the firm's customers. Explore our invoice discounting solutions for more insights.

Selective Invoice Financing

Selective Invoice Financing is perfect for SMEs seeking flexibility. No specific turnover minimum is required, but solvent practices are a must. It allows up to 100% financing based on invoice value. Learn more about selective invoice financing.

Selective Invoice Financing

Selective Invoice Financing is ideal for firms with seasonal cash flow challenges or those wishing to finance specific invoices only. This flexibility means businesses can finance invoices as required. Rapid funding, typically 24-72 hours, ensures liquidity without long-term obligations. Interest rates vary from 3% to 5% per 30 days, providing predictable costs for budgeting. Discover more about how this service could benefit your operations.

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What is Invoice Financing in Accountancy?

Application Process Overview

The application for invoice financing involves submitting business financial information and invoice details to the financier. Our streamlined process ensures rapid verification of invoice validity, leading to quick decisions, often within 24-72 hours. High-quality invoices from creditworthy businesses receive faster approvals. Understand the application steps further.

Borrowing Capacity and Rate Details

UK invoice financing providers must be FCA regulated, adhering to strict consumer protection laws. This ensures firms using these solutions operate within legal frameworks, safeguarding business integrity and customer relationships. Our FCA-regulated status backs our services, providing peace of mind. Learn more about our regulated offerings.

Borrowing Capacity and Rate Details

Invoice financing allows borrowing from £10,000 to several million pounds, influenced by client creditworthiness and business turnover. Rates typically range from 1% to 5% of invoice value per 30 days. Factors affecting rates include invoice volume and debtor industry. Our competitive offerings ensure you get the best rate possible. Explore our rate calculator for more information.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

How much can I borrow with invoice financing?
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