FINANCE OPTIONS
Manufacturing Invoice Finance - Get a Quote
Manufacturing Invoice Finance is a way for manufacturers to get quick cash by borrowing money against the invoices they have sent to customers but haven't been paid for yet. It helps keep their business running smoothly without waiting for payment. Interested in learning how this could help your manufacturing business? Let's chat!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of Manufacturing Invoice Finance?
Manufacturing Invoice Finance is a financial solution designed to aid manufacturers by providing immediate funding against outstanding invoices. This approach helps in improving cash flow by allowing businesses to access money tied up in unpaid invoices, thereby enabling them to invest in raw materials, payroll, and other operational costs promptly. Such financing options not only streamline the payment process but also mitigate financial risks associated with delayed payments from clients, making it an invaluable tool for manufacturers.
Improved cash flow
Faster invoice payments
Reduced financial risks
SCALE YOUR BUSINESS TO NEW HEIGHTS
200+
Providers
Providers
What are the different types of Manufacturing Invoice Finance?
Invoice Factoring
A finance provider purchases a manufacturer’s unpaid invoices and advances a percentage of their value.
Invoice Discounting
Manufacturers borrow money against the value of outstanding invoices, retaining control of collections.
Selective Invoice Finance
Manufacturers choose specific invoices to finance rather than their whole sales ledger.
What is Manufacturing Invoice Finance?
What is Manufacturing Invoice Finance?
Manufacturing Invoice Finance is a way for manufacturers to get quick access to cash by using their unpaid customer invoices. Instead of waiting 60-90 days for customers to pay, manufacturers can receive up to 90% of the invoice value from a finance provider within a couple of days.
Main Types: Factoring and Discounting
There are two main types: Factoring, where the financier manages collecting payments from customers, and Discounting, where the manufacturer collects payments themselves. Both help bridge cash flow gaps.
Key Benefits and Considerations
Invoice finance helps manufacturers improve cash flow, support business growth, and avoid taking on regular debt. It's flexible, with funding scaling as sales grow, but manufacturers should understand the costs and choose a provider familiar with their industry.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is Manufacturing Invoice Finance?
Are there specific costs for manufacturers using invoice finance?
Is bad debt protection available for manufacturers?
How quickly can manufacturers access funds via Invoice Finance?
DIVE DEEPER
We Like To Keep Things Simple
Match with
150+
Lenders
Loans from
£1000
to
£1m
to
£1m
zero hidden fees
