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Single invoice factoring allows a business to select a specific outstanding invoice and receive up to 70–90% of its value in advance. Suitable for SMEs with a turnover of £100,000 or more, funds between £5,000 and £500,000 are typically advanced within 24 to 48 hours. Once the customer pays, remaining funds minus the fee are released. This type works well in manufacturing, wholesale, and services, supporting efficient cash flow without a contract commitment.

Selective receivables finance enables businesses to select particular invoices for factoring, often when invoice values are high or issued for complex projects. Sums between £10,000 and £1 million can be advanced, usually within 1 to 2 days, for periods up to 3 months. This approach is prevalent in industries such as construction, events, and media, supporting liquidity on a project-by-project basis.

Single debtor factoring focuses on providing advances for invoices issued to main customers with whom a business has ongoing transactions. With advance sums from £20,000 to £750,000, approvals typically occur within 1 to 3 days and funds are supplied until the invoice is settled. This works well for transport, logistics, and retail suppliers dealing with extended payment terms from larger customers.