^Stock Finance Ireland - Get Financing Today

Eligibility criteria include being a UK-registered business, trading for at least two years, and having a good credit history. Typical loan sizes range from £10,000 to £500,000, with terms from 3 to 18 months, and annual interest between 6% and 15%. Lenders usually advance a percentage of your inventory’s value after assessing stock worth. Sectors such as retail, manufacturing, and wholesale commonly use this to manage seasonal peaks and maintain healthy stock levels.

Eligibility hinges on having solid purchase orders from reputable buyers and a history of trading in the UK. Funding can reach up to 100% of your purchase order’s value, lasting until your customer’s invoice is paid. Rates typically range from 2% to 5% of the order value, with decisions made in 1 to 2 weeks. Sectors such as distribution, electronics, and fashion benefit by securing contracts without large upfront costs using Purchase Order Financing.

To qualify, your business must be established in the UK and maintain strong supplier relationships. Amounts are determined by supplier agreement, often influenced by your repayment history. Terms typically range from 30 to 90 days with potential invoice discounting fees if delayed. This type suits sectors like retail, automotive, and food, helping delay large outlays and maintain supply chain fluidity.