


Ablrate Reviews
Ablrate provides peer-to-peer lending, enabling investors to fund student loans with competitive returns and borrower-friendly terms.
Reviews from
Ablrate

4
/
5
Have invested with this provider for a number of years. Overall a good platform that seems well staffed; encountered some issues at signup (primarily related to another lender that was involved rather than Ablrate) which was navigated well by their customer service team.
Good level of interest and have not had any issues until about 2020. Understandably some companies have been hit hard by Covid and given the high level of interest, there is a high level of risk with some loans. Would recommend hedging your use of this platform with lower risk investments for this reason.
James
5
/
5
I've invested over a number of years and like this platform. I am confident to continue investing with ABLRATE now and in the future.
arwin
4
/
5
Good Platform, easy to use, no losses in 2-years, and so far very good for selling or changing loans, nice returns ! would say an above average platform for lenders.
Keep up the good work.
Alan Murray
4
/
5
I have been using this site for nearly 2 years now to diversify my income sources. Initially I had to answer questions to be able to invest. With an excellent secondary market I was able to diversify my initial investment over about 10 loans. I now am invested in 30 loans most now funded by recycling interest and capital I have been paid back to date. A number of loans have fallen into default but Ablrates communications have been very good and have recently resolved one problem loan successfully which to me looked like we would have to call in the security that had been assigned. I would have scored the site a 5 but it lacks new loans and the number of lenders are a bit sparse. However I'd rather lend to companies that have passed the filters the company has in place than to just anyone.
Spengali
4
/
5
4 stars just because I want to wait for 2 years or more to evaluate more thoroughly.
Pros:
sign-up, deposit, withdraw all smooth and quick for non-UK resident
liquid pools of secondary markets with low minimums and nice discounts (= high yield of >13%)
good credit reports by third parties
aside from traditional real estate, there are diverse unique offerings you won't see on other platforms (e.g, plane disassembling, energy developments (incinerators), collateral of large car lots...) That alone is a great learning experience
Cons:
low deal flow means your cash drag if you want to diversify
many of the loans are from a few companies, meaning risks are more concentrated than they man seem
Overall I am glad I have invested and I am excited by their next offerings
viviship
5
/
5
Excellent service, excellent communication, excellent interest rates. Bravo!
Stephen Mark Jackson
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150+
Lenders
Loans from
£1000
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£500K
to
£500K