750k Sale and Leaseback Finance – Get Your Quote Today
750k Sale and Leaseback Finance refers to a structured sale and leaseback arrangement where a UK business sells eligible commercial property to a finance provider and leases it back under a long lease. Businesses use it to release capital tied up in property while keeping day to day occupation, so continuity is maintained. Providers focus on the lease structure, the property’s value and condition, and the business’s covenant. They also assess whether the company can sustain the rent payments over the agreed term. For many SMEs, this can help create liquidity without moving premises.
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
Benefits of sale and leaseback finance
For around £750k, sale and leaseback is often feasible when property value and lease terms align. Pricing is commonly expressed through an implied lease return rather than a simple interest rate, and indicative implied returns can sit in the broad 7% to 12%+ range depending on risk and structure. Timescales typically include an initial indicative decision in about 2 to 6 weeks, with completion often taking longer once valuation and legal work is completed.
SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of sale and leaseback finance
Single-asset sale and leaseback
Commonly used where one qualifying commercial property is owned outright or through a structure that supports legal transfer and letting. The business must be able to meet the lease rent payments based on covenant strength and trading.
Portfolio or multi-site sale and leaseback
Designed for businesses with more than one qualifying property, often across several locations, where continuity of operations matters. Providers assess the aggregate ability to pay rent across the portfolio.
Lease incentives and repayment adjustments
Useful when you need flexibility in the early lease cashflow, such as aligning rent to refurbishment, letting risk, or a stepped ramp up. It still relies on affordability and covenant.
How Funding Agent helps you access sale and leaseback
Share property and business details
Tell us about the property you want to sell and lease back and your business and trading overview. Include basics on ownership or tenure, occupancy and use, and any relevant information for covenant assessment so we can understand fit with sale and leaseback underwriting.
We match you to lenders
Funding Agent screens your profile against lenders that do SME sale and leaseback. We help you understand what lease terms and valuation requirements are likely to apply, so you can focus on routes that align with your property position and rent affordability.
Submit for valuation and terms
Once you choose a route, we help prepare the lender pack so the provider can run valuation and legal checks. This supports movement to heads of terms for sale price and lease structure, and helps reduce common submission gaps that can delay the process.
Real Scenarios
Construction Company Needing Fast Working Capital
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Ecommerce Business Preparing for Peak Season
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Marketing Agency Using Invoice Finance
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Property Developer Using Bridging Finance
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