FINANCE OPTIONS

^Stock And Inventory Finance for Wholesale - Get a Quote

Q: How much can I borrow with stock and inventory finance?

With stock and inventory finance, businesses can borrow between £10,000 and £2,000,000, depending on their inventory value, sales volume, and creditworthiness.

Q: How quickly can I get a decision on my application?

Initial decisions are typically given within 5 to 14 days, depending on document completeness and accuracy. Once approved, funds are available within 5 days.

Q: What interest rates can I expect?

Interest rates for stock and inventory finance range from 2.5% to 8% per annum. Rates depend on credit score, term length, and inventory type.

Q: What are the eligibility criteria for stock finance?

Eligibility requires a UK-registered business with inventory management needs and a reliable credit and sales history. A strong business plan is essential for application approval.

Stock and inventory finance is a powerful solution enabling SMEs, especially wholesalers, to unlock cash tied up in inventories. This finance method is crucial for businesses that need to maintain large stocks to ensure timely order fulfillment and smooth operations. It offers them the flexibility to manage operational expenses and seize growth opportunities without liquidating assets. By utilizing invoice finance, businesses can align cash flow with business activities.

Stock And Inventory Finance

Secure up to £500,000 in Stock And Inventory Finance with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of Stock And Inventory Finance for Wholesale?

Key benefits of stock and inventory finance include unlocking liquidity for businesses with substantial inventory investments, helping maintain optimal stock levels, and managing unforeseen cash flow challenges. Businesses can secure amounts ranging from £10,000 to £2,000,000 with competitive interest rates between 2.5% to 8% per annum. The process is expedited, with initial decisions typically within 5 to 14 days and funds available shortly thereafter. Explore trade finance solutions to enhance international trade potentials.

Improved cash flow

Easier stock management

Reduced carrying costs

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What are the different types of Stock And Inventory Finance for Wholesale?

Inventory Funding

Inventory funding provides SMEs in the UK with necessary cash by leveraging their stock purchases. Ideal amounts range from £10,000 to £500,000 with lending terms up to 36 months. Applicants need an established sales record. Learn about asset financing for diversified options.

Inventory Funding

This option typically requires the submission of inventory details, sales data, and financial statements. Decisions are made based on the valuation of inventory and business stability. The interest rate is between 2.5% to 5% per annum with approval times of 7 to 14 days. Suitable sectors include retailers increasing stock for holiday sales and electronics wholesalers preparing for new shipments. Dive into e-commerce financing for tailored options.

Stock Finance

Stock finance aids UK businesses needing efficient inventory management, typically offering £20,000 to £1,000,000 for terms of 12 to 24 months. See our asset financing options for complementary solutions.

Stock Finance

Applicants need to provide stock details, historical sales, and a business plan. Approved funds are based on stock value, with rates between 3% to 6% per annum and decisions within 5-10 business days. This is advantageous for grocery wholesalers expanding their lines or fashion retailers adjusting to seasonal demands. Check out asset finance solutions that offer additional leverage.

Trade Finance

Trade finance supports UK SMEs in importing/exporting, typically providing £50,000 to £2,000,000 for 3 to 18 months. Explore trade finance options to optimize global transactions.

Trade Finance

Required documents include purchase orders, trading data, and financial stability proofs. Decisions are based on business health and specifics of trade deals. Interest rates range from 4% to 8% per annum, and funds are usually available within 10 to 15 days. Ideal for tech component importers and beverage wholesalers investing in bulk international purchases. Investigate invoice financing for versatile financial aids.

What is Stock and Inventory Finance for Wholesale?

Application Process

The application process involves submitting detailed inventory and financial records, with decisions based within 5 to 14 days and funds provided shortly after approval. Accuracy in documentation expedites fund availability. Explore how working capital finance can enhance application success.

Regulatory Requirements

Adhering to FCA regulations, businesses must demonstrate repayment capability from stock sales, ensuring transparency and fairness in terms. Our expertise in supply chain finance helps businesses navigate these requirements efficiently.

Borrowing Capacity

Borrowing capacity depends on inventory value, sales volume, and creditworthiness, with amounts ranging from £10,000 to £2,000,000. Interest rates are affected by term length and lender policies. Evaluate your needs with our asset finance calculator.

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FAQ’S

How much can I borrow with stock and inventory finance?

How quickly can I get a decision on my application?

What interest rates can I expect?

What are the eligibility criteria for stock finance?

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^Stock And Inventory Finance for Wholesale - Get a Quote

What are the ^benefits of Stock And Inventory Finance for Wholesale?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Stock And Inventory Finance for Wholesale?

Inventory Funding

Inventory Funding

Stock Finance

Stock Finance

Trade Finance

Trade Finance