FINANCE OPTIONS
Supplier Finance Ireland – Get a Quote Today
Supplier Finance Ireland is a way for suppliers to get paid earlier for their invoices through a lender, who pays them up front while the buyer pays later. It's a smooth way to improve cash flow without waiting for the usual payment dates. If you're interested in learning more or need help with supplier finance, feel free to ask!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of Supplier Finance Ireland?
Supplier Finance in Ireland helps businesses improve their working capital by providing financing solutions that allow suppliers to receive payments more quickly. This arrangement supports supplier liquidity, fosters better business relationships, and can reduce overall financing costs for companies. By facilitating timely payments, businesses can maintain stronger supply chains and enhance operational efficiency.
Improved cash flow
Enhanced supplier relationships
Lower financing costs
SCALE YOUR BUSINESS TO NEW HEIGHTS
200+
Providers
Providers
What are the different types of Supplier Finance Ireland?
Reverse Factoring
A finance solution where the buyer’s bank pays suppliers quickly, then the buyer repays the bank later.
Dynamic Discounting
Buyers pay suppliers early in exchange for a discount, with payment timing and discount rates dynamically set.
Invoice Factoring
Suppliers sell their invoices to a finance provider for immediate cash, who then collects from the buyer later.
What is Supplier Finance Ireland?
How Supplier Finance Works
Supplier Finance (also called supply chain finance or reverse factoring) lets suppliers get paid quickly for their invoices, often within one day, by a lender or bank, based on the buyer’s approval. The buyer pays the lender back later, allowing the supplier to get cash fast without waiting for normal payment terms.
Benefits for Suppliers and Buyers
Suppliers benefit by getting almost the full value of their invoice upfront (minus a small fee), improving their cash flow and reducing risk from late payments. Buyers benefit from greater stability in their supply chain and may negotiate longer payment terms, giving them more flexibility.
Key Features and Suitability
This solution is not a traditional loan, doesn’t impact balance sheets, and is usually cheaper than invoice factoring because it relies on the buyer’s good credit rating. It’s suitable for suppliers with approved purchase orders, especially when selling to large companies with strong credit.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
Is supplier finance available for the retail sector in Ireland?
Can construction companies in Ireland use supplier finance?
How does supplier finance benefit Irish agriculture businesses?
Are hotels in Ireland eligible for supplier finance?
DIVE DEEPER
We Like To Keep Things Simple
Match with
150+
Lenders
Loans from
£1000
to
£1m
to
£1m
zero hidden fees
